Home Loan Balance Transfer Calculator
Thinking about switching your home loan to a new lender for a better rate?
Use this calculator to see exactly what you’d save before you make the move.
Just enter your current outstanding loan balance, remaining tenure, and interest rate, then compare it against the tenure and rate you’re being offered on a balance transfer. In seconds, you’ll see your existing EMI, your proposed EMI, and how much you could save over your current loan’s tenure — all calculated instantly as you adjust the sliders.
It’s a quick, no-obligation way to check if a balance transfer makes sense for you. If the numbers work in your favor, our team is just a click away to help you take the next step.
Current Loan
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Proposed Loan
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This Balance Transfer Savings tool calculates your existing and proposed EMI using the standard reducing-balance formula, based only on the loan balance, tenure, and interest rate you enter above. It does not account for processing fees, foreclosure charges, or other loan costs, and is not a loan offer, sanction, or guarantee of approval. Your actual balance transfer terms will depend on the new lender's assessment of your application.
Take Control of Your Loan Transfer
Send us your current loan details and our transfer specialists will walk you through the switch and what it costs.